Terms and conditions

Declaration & Disclosure.

Privacy

Orium Finance is committed to ensuring the privacy and security of your personal information in accordance with the principles of the
Privacy Amendment (Private Sector) Act 2001 (Privacy Act). As required under the Privacy Act, we have provided you with a copy of
our Privacy Statement which outlines our information management practices. If you have any questions, please ask your adviser.

Share Information with Related Entities

By signing the following declaration, you are authorising Orium Finance to use and disclose your financial information with parties that are either related to Home Funding Solution or party to transactions that are being recommended to you. Examples of this may be banking service providers (eg, CBA, ANZ, NAB etc) with whom Orium Finance recommend you take out a loan with and as relevant for
the purpose of the provision of financial services in accordance with legislative requirements.

Declaration

I/We acknowledge the information provided in this fact find is a true and accurate record and will be used, along with any applicable additional information provided by me/us, to prepare advice on my/our agreed needs and objectives. I/We understand that any services or recommendations provided, on the basis of partial or incomplete completion may be inappropriate to my/our needs. I/We appreciate that I/we may lose the right to seek compensation from the representative or the principal for any loss suffered by me/us as a consequence of incomplete or inaccurate information being provided. Where it is required, I/we give permission for our Tax File Number/s to be retained on our file. All information collected by Orium Finance will be kept private and confidential in accordance with our privacy policy.

Privacy Disclosure Statement and Consent

We are collecting personal and financial information about you to provide you with our broking services.

1. The information you provide will be held by us and Finsure Finance and Insurance (Australian Credit Licence 384704).
2. You appoint us your agent to obtain your credit information from a credit reporting body on your behalf.
3. You appoint us, our employees, and our agents permission to contact your employers, accountant, superannuation provider or anyone else as required for the purpose of verifying details supplied by you.
4. We may use credit information and any other information you provide to arrange or provide finance and other services.
5. We may exchange the information with the following types of entities, some of which are located overseas:
   • Persons who provide finance or other products to you, or to whom an application has been made for those products.
   • Financial consultants, accountants, lawyers and advisers
   • Any industry body, tribunal, court or otherwise in connection with any complaint regarding our services
   • Any person where we are required by law to do so
   • Any of our associates, related entities, contractors and outsourcing partners some of which are located in the Philippines
   • Your referees, such as your employer, to verify information you have provided
   • Any person considering acquiring an interest in our business or assets
   • Any organisation providing online verification of your identity
6. You confirm that you are authorised to provide the personal details presented and consent to your information being checked with the document issuer or official record holder via third party systems for the purpose of confirming your identity
7. You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained at www.finsure.com.au or by contacting us on 1300 769 415. Our privacy policy contains information about how you may access or seek correction of the information we hold about you, how we manage that information and our complaints process.

If you do not provide the information we may be unable to assist in arranging finance or providing other services