Independent and strategic expertise
We take a strategic approach to lending, so you can be assured that you have the most suitable commercial lending solution to meet your business needs now and into the future.
We then leverage our independence, extensive business banking experience, and solid relationships to negotiate the most competitive and flexible deal available on the open market.learn more about our expertise
Buying and upgrading property can be stressful enough without navigating the array of loan options and confusing application forms. At Orium we work with you to make the process manageable.
Your dedicated financial specialist will thoroughly review your lending options, then partner with you throughout the application and settlement process. As a result, the complexity is removed and the process is streamlined.learn more about our services
How we work with your business
Understand your objectivesStrategy meeting with you and your advisors to understand your business objectives, funding needs and financial position
Assess your financialsAnalyse your business’s financial situation to assess lending capacity
Develop solutionsDevelop lending solutions tailored to your business strategy
Negotiate with lendersEngage both bank and non-bank lenders to obtain the most competitive and flexible funding packages
Present funding optionsPresent the most suitable lending solutions, ensuring you understand the impact of each option on your business
Manage application processManage the application process to minimise disruption to your business
Implement facilitiesCollaborate with the selected lender and your key advisors to facilitate a fast implementation of your funding facilities
On-going supportOn-going reviews of your existing funding requirements and ensuring your future funding needs
Why choose us
Extensive commercial funding experience
Detailed understanding of lender credit policies
Collaborative approach with your key advisors
High level of technical expertise
Skilled at negotiating preferential lending terms
End-to-end project management of the funding process
Periodic reviews of your business funding needs
Taking time to understand your business
At Orium Finance we’re your independent finance partner. We take a strategic approach to lending, ensuring that we thoroughly understand your business so that we can craft the most suitable commercial lending solution for your needs. We then leverage our extensive business banking experience to negotiate the most competitive and flexible deal available.
Getting your business the best deal
Orium’s independence ensures we’re not aligned with any financial institutions. This means we have access to the whole market of lenders, including all of the major banks. As a result, we’re in an advantageous position where we can negotiate the best deal and terms for your business. Our years of business banking experience has given us inside knowledge of lenders’ credit policies and procedures. This enables us to position your business so that you can achieve the most flexible and competitive deal on the open market. It also ensures a fast and efficient service.
Providing years of experience
We’re passionate about business and have a solid understanding of how businesses operate, including financial statements, company structures, asset protection and growth strategies. Our strategic approach to lending means we take the time with you, your employees and your advisors to understand your business’s direction and funding objectives. That way, we can craft the most suitable lending solution for your business’s needs.
Offering a wide breadth of services
Our finance consultants have the expertise to assist you with the full breadth of lending solutions including:
- Commercial term loans
- Business overdrafts
- Asset equipment finance
- Debtor finance
- Personal and residential lending
Working for your business, not the lender
The team at Orium Finance work for your business, not the lender. Our aim is to get you the best funding solution for your needs, with minimal disruption to you and your business. You will have a dedicated finance specialist who will manage your business’s funding requirements from beginning to end. That way, you can focus on what you do best.
Giving you confidence in your decision
Our team has a business banking and advisory background and is passionate about business. Our strategic and highly collaborative approach to lending starts with understanding your key personal and business objectives, the business’s funding needs and financial position. We’ll then guide you and your advisors through the various lending options, so you’re confident that you’re making an informed business decision.
Streamlining the process
Your dedicated finance specialist will do all of the liaising with the lenders and other parties involved in the transaction, including your accountants, solicitors, business advisors and internal stakeholders. We aim to make the process as streamlined as possible, so there is minimal disruption to your core business.
Providing on-going advice
Orium’s service doesn’t end once the funding is established. We pride ourselves on developing long-term relationships with our business clients, by conducting periodic reviews of your existing funding requirements and offering business finance advice post settlement. We are genuinely passionate about helping our clients grow their businesses, and many of our clients see us as an integral part of their advisory team.